Day Care Providers BEWARE!

You provide daycare for children because you love them. And yet you feel sorry for people who can’t afford your services. How can you help them, you wonder. If you are considering becoming part of your state’s childcare resource service, read on.
And if you live in the state of Illinois, you might want to prepare yourself for what you will encounter by joining their service. Maybe my experience will help you decide.

Having never worked with the program, I had no idea what to expect, whom to call, or how to initiate the program. A couple came to me asking me if I would agree to accept payment from the program for providing care for their two children. I agreed – if somebody in the state office could explain to me what my role in the program would be.


In my first conversation with the state I asked not only how much I could expect to make, but also when I could expect to receive compensation (I had previously heard that the state was notoriously late in making payments). “In one month,” I was told.

“OK,” I began, “so if I start watching the children on the 8th of July, I can expect payment for that day by August 8th.”

“You have to wait until the end of the month to turn in your form.”

“So what you’re saying is that I won’t get paid until two months from now.”

“You’ll get paid in one month.”

“But if I start watching them on the 8th of July and I can’t turn the paperwork in until the end of the month, and it takes one month to process the paperwork, actually I’ll be waiting two months before I receive payment.”

“You’ll get paid in one month,” he repeated.

I didn’t get paid until the middle of September, and I would imagine that if I called him to tell him I didn’t get my payment until September, he would say something like, “See? One month.”

So heed your first warning: BEWARE OF HOW LONG IT WILL TAKE YOU TO GET PAID. Here is the second warning:


During my initial inquiry with the state, I was told that I could expect to receive $21.60 per child over the age of 2 (full time), the current rate for Illinois State paid childcare. I was also told that if I charged more than that amount, I could ask my client for a co-pay. What the state failed to mention was that it had already figured out what that co-pay should be. What the family who hired me failed to mention was that the state’s co-pay was much higher than the one I agreed to accept from them. I had no idea what the state’s co-pay was – the state did not send the paperwork to me until after I agreed to accept the client.

If you agree to accept state paid clients say, find out BEFORE you assume responsibility for their children exactly what that co-payment will be. The reason? While you may be expecting to be paid $21.60 per day for each child, the state will deduct the co-payment from your check. If you don’t receive from the client that co-pay amount, you won’t receive it at all.

Translation: if you worked only 10 days during any one month for two children over the age of two, and you were expecting to receive $453.60, but the co-payment was $271.53, you will receive only $182.07 for those 10 days. And if your client bails out of his commitment to make the co-payment, you just made a whopping $1.82 per hour for the 100 hours you spent caring for BOTH of his children.

If the clients are asking you to accept state payment, they know what their co-payment will be. Get it in writing.


If you provide service on the last day of the month, you are considered the provider for the entire month. Whoever provided service prior to you is deleted from the program for that family. Obviously, it works the other way as well – if you provide service for one month and the parents pull their children out of your daycare on the last day, the provider who watched the children on that last day will get paid for that month.

In terms of payment, that means that if you cared for your client’s children from September 1st through September 21st, and somebody else cared for them the final week of September, you will receive nothing. I assume this is the state’s way of keeping money that belongs to somebody else.

Not every state program is run the way Illinois runs its programs. Check with your individual state’s childcare resource service center – if these warnings did not dissuade you from deciding to accept state-paid clients.

By sharing this post, i will be giving out a few dermaroller amazon so check out my previous post and feel free to share it your friends!

Day Care Centers – Are They Right for You?


Many people ask, “where can I find a good day care that is safe for my child, cost effective and has a qualified staff?” I could go on and on. Well, day care centers these days have a lot of stipulations, so most will be qualified. Most day care centers require training and even sometimes a degree.

This is hard when day care workers are still being paid such a low rate. If only the government could help pay day care employees what they are worth. These days, day cares can cost as much as a private school.
A good day care is all in what you want out of it. Do you want them to teach? Do you prefer a smaller day care? Can they potty train early? Will my child get hurt? That is the answer most parents don’t want to hear. At times children will get hurt either on the playground or by a friend. The Toddler room, located near Kinderopvang Leiden is where the children are learning to express feelings, throwing food, pushing friends and the infamous biting syndrome. One parent comes in to find out that so and so bit their child. They are very upset and want to know what can be done about the biter. The staff explains that this is a stage toddlers go through … etc… Next thing you know, you get a note sent home that your child is biting in the class! Aren’t you glad you didn’t ask for the child to be kicked out? Will there be a bully in the class? Probably, but hey there will be one in ones life through out life.

Does the above make it a bad day care. No, these are stages in life that use to happen at home, when mom did not work. It was a brother or a neighbor or even a cousin. If you still want to know if a Day Care is qualified you can ask to see the inspection report, which should be posted for all to see, stop by unannounced, and look at the employee board. Most will show the trainings that are being offered. Staff have to attend a certain amount of trainings a year. They also have to have a physical done each year. Most States require a police background check, a child abuse clearance check, and some are even requiring finger prints to work with your child. Now even though you are not allowed to see the clearances, you can ask if the staff has clearances and if they were finger printed. If they were then you know that there were no reports, cause a day care worker can not have a criminal record or any abuse record.

Remember that each day care worker has different personalities! So keep that in mind when you are looking. You may not like someone’s sense of humor, or one teacher might seem more strict then you think they should. Someone might be bubbly, some to serious, but in the long run having all these different personalities will help your child accept people the way they are. Working with the staff, will be the best thing for you. Since they are with your child at least 40 hours a week, getting to know them and working together will make your child more comfortable when you have to drop them off in the morning. Don’t be surprised if when you pick your child up he/she may not want to leave. Although you will feel upset, you will know that you have picked the right day care for you and your child!

Top Electronics Buys for DJs

When you want great sounds for your next party choose the right equipment for a knock-out party. You’ll have a big crowd at the door trying to get into your party.
The music will sound so great you’ll have people stopping by just because they hear the music. If you don’t have your own top 5 electronics DJs equipment, you can also rent it for the night from “Windy City Music” for a couple of hundred dollars. My husband is a part-time DJ and he knows a lot about it, sometimes I would go with him and watch, so I get to see all the things he bring with him to DJ for a party, he gets many calls about doing someones Wedding, Birthday party, or any kind of celebration, or outing that calls for a DJ. These are the top 5 electronics for DJs to start your party off.
Things you’re need:

1.) Mixer
2.) CD Dual Player
3.) 2 Speakers amp and immersive sound; Stands
4.) Head Phones
5.) MP3 Player

Those are just some of the things you’ll need but, in order to DJs you’ll need other things like:

6.) Cd’s
7.) Turn Tables
8.) Cordless Mic
9.) Records
10.) Lighting ( small lamp)
11. ) Cords, plugs, ACA, XLR
12.) Extension Cords
13.) Circuit Breaker, Patched Cords

14.) (Optional) Mirror Ball, or you can use a revolving disco Ball.
There are many lighting effects you can set-up for your party, you can have multi-colors flashing lights to the beat, or mini moon lights, or multi flower color lights.

That’s pretty much all the things you’ll need including the top 5 electronics for DJs. You can check out this website for sales, and half prices, and cheap DJs Equipment and Electronics at: for more on whats on sell or half price.

You can purchase like a DJ package that includes everything you need to DJ a party if you like. If you’re just having a one-time party something like that, it would be better to just rent your DJ Electronics or Equipment for that night because, you’ll get some of your money back when you return the equipment. It’s always best to return it on the next business day after the party in order to be able to get some of your money back. Make sure there are no damages, and everything are in the same condition as it was when you rented it.

How to Install PHP Website


PHP Website is a Content Management System with many built in features. This CMS has a built in calendar, poll, menu manager, photo album, FAQ, and much more. The themes for PHP website are real simple and nice. They don’t look cluttered. You can install PHP Website by simply going through your control panel. In this tutorial I will show you how to install PHP Website in a few easy steps.
Log in to your website control panel. Make sure that you log in to the control panel of the website that you wish to install PHP Website on if you have more than one website. After you have logged in you will be carried to the interface page. Locate the Fantastico link at the bottom of this page and click it.

The next page will be the Fantastico page. On this page you will see a list of links down the left hand side of your browser. Click on the PHP Website link under the Content Management category or DNN .net CMS.


On the next page you will see a short description of PHP Website. Below that you will see a New Installation link, the amount of disk space required, and the amount of disk space that you have available. Be sure that you have enough disk space before continuing with the installation. If you don’t have enough disk space you may need to uninstall something or upgrade your hosting package. Click on the New Installation link to continue with the installation.

On the next page you will need to enter the information required to install PHP Website. The first two fields are often confusing to people who are new to installing programs through their control panel. So I will explain the first two fields.

Install on Domain – This field is asking you where would you like to install PHP Website. If you have sub-domains on this domain then you will have more than one choice. If you don’t have sub-domains then you don’t need to do anything with this field. If you have sub-domains and wish to install it on one of them, simply drop the box down and select the one that you wish to install PHP Website on.

Install in Directory – You can install PHP Website in the root directory or a sub-directory. If you install it in the root directory then you will see PHP Website when you visit the home page of your website. If you install it in a sub-directory then you will need to type in a certain URL to access PHP Website. Leave the field blank if you wish to install it in the root directory. Enter a name in the field if you wish to install it in a sub-directory. Make sure that this directory does not already exist.

You will need to create a username and password so you can access the admin panel. Below that you will need to enter your site’s name and your email address. Once you have completed all of the fields click the Install PHP Website button.

The next page will say that you have chose to install PHP Website on so and so domain and in so and so directory. If this information is correct then click the Finish Installation button. To change this information click the back button.

The last page will show your username, password, the admin url, and the url to access PHP Website.

You have successfully installed PHP Website and now you are ready to start setting up your new website.

Productivity Improves When Workers Are Sleeping


You find yourself a bit sluggish at work and simply without energy. The chances are that you are tired and need a better night’s rest. Companies are slowly learning that when employees are tired they are losing money and productivity is wasted. Employees who sleep well also work well and carry on their daily activities with a bounce in their step.
A study by the Institute of Medicine found that sleeplessness costs employers 150 billion dollars a year. These costs are a result of absenteeism, accidents, productivity, etc. all related to employees feeling tired. Where workers are tired they aren’t as likely to be watchful, happy to be at work or may need to take days off for rest. Instead of walking around like zombies they need their rest.

Most of us can remember a time when we could barely function. When we are exhausted we are short with people, don’t feel like working, can’t think very well and our body’s ache. According to the Better Sleep Council nearly 40% of all workers are chronically tired and this results in job dissatisfaction. This job dissatisfaction can lead to higher turn-over rates.

The average person needs 8 hours of sleep a night so that they can avoid the health and psychological problems that come with being fatigued. This time is used to move through the different sleep states so that the body can recover and the mind can rest itself. Sleep also allows for the solving of dissonance created in our minds through problems we face throughout the day. While sleeping our mind weaves these problems into stories (i.e. dreams) that have a resolution and can be put away so that they don’t bother us in the future.

Employers are slowly learning that sleep has to be built into the schedule. Often times, with our fast paced world, we have every electronic device that connects us to our work 24/7. Without the ability to shut down these instant communications from time to time we will feel overwhelmed. This sense of not having enough time to do the things that are required of us will lead to workplace burnout.

One of the simple ways to avoid worker burnout is to provide information on the necessity of getting one’s rest during orientation. The expectation of the job should never be more than 10 hours a day. People who must spend more than this time are either unproductive or they are short-staffed. Burnout can be a problem that is derived from the companies poor planning and companies can be held responsible if major health or psychological problems occur.

If you’re an employer, surprise your colleagues with a gift from Toad Diaries for more productivity.